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WE'LL SPEND TIME LEARNING YOUR PERSONAL REAL ESTATE NEEDS, BASED ON:
- Your preferred price range
- What style of home you want
- What area(s) you want to look in
- What extras you would like
- 12 areas to watch when looking, to avoid making the wrong choice
- Determine what you will qualify for
- Your preferred down payment
- Your preferred monthly payment
- Which types of finance are best for you
- How you can get a mortgage
WHY SHOULD I GET A MORTGAGE?
Getting a pre-approved mortgage is a great way to get started. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a "seller's market," or where supplies are limited, a pre-approved mortgage is essential.
WHAT DO I NEED?
If you decide to apply for a mortgage, you will need to supply information in regards to your income, expenses, and obligations. For a full list of the items you need to bring, please contact us. Got bad credit? That's okay. Many lenders will help you find a solution to your credit problems. We work with various mortgage companies that can help you.